Navigating Indian roads requires a two-wheeler that can handle bumps and potholes. Whether insuring an existing bike or purchasing a new one, this curated list of resilient bikes and scooters, coupled with motor insurance tips, will ensure a smooth ride on challenging terrains.
Understanding Two-Wheeler Insurance: A Legal Necessity
Third-party bike insurance in India is a legal must for two-wheelers but only covers liabilities. Comprehensive bike insurance is crucial for full protection against damages. Claims are subject to terms and conditions set forth under the motor insurance policy.
Now, let’s delve into the top two-wheelers for Indian roads.
- Bajaj Avenger Cruise 220:
Boasting a 220cc oil-cooled engine, the Avenger Cruise 220 from Bajaj is an excellent cruiser designed for Indian roads. Its rustic and classic look provides comfort and stability, making it suitable for highway cruising.
- Bajaj Pulsar 220 F:
A dominant force among Indian bikes, the Bajaj Pulsar 220 F has been a favourite, especially among the younger generation. Powered by a 220cc fuel-injected engine, it offers stability with a long wheelbase, making it ideal for long travels. Its long-travel suspension allows easy navigation of potholes and speed breaks, ensuring a smooth ride.
- TVS Apache RTR 160:
The recently released TVS Apache RTR 160 is a noteworthy addition to the list of top two-wheelers. A 159.7cc engine combines style and functionality, featuring a 16-litre fuel tank, LED position and tail lamps, and a semi-digital instrument cluster. Equipped with glide-through technology (GTT), it offers enhanced control at slow speeds.
- Jawa Perak:
For those who appreciate the retro style, the Jawa Perak is a standout choice. A 334cc BS6 liquid-cooled single-cylinder engine delivers 30 horsepower and 32.74 Nm of torque. It weighs about 175 kg and features a digital cluster, disc brakes, and a 6-speed anti-locking braking system.
- Bajaj Pulsar NS200:
The Bajaj Pulsar NS200 is a popular naked sports commuter known for its attractive design. A 199cc single-cylinder liquid-cooled engine complying with BS6 standards produces 18.74 Nm of torque and approximately 24.13 horsepower. It offers both style and performance, equipped with telescopic forks, a preload-adjustable mono-shock absorber, and disc brakes with an anti-locking braking system.
- Honda Activa 125:
For those seeking a sturdy and gender-neutral scooter, the Honda Activa 125 stands out. Powered by a BS6 engine, it produces 10.3 Nm of torque and 8.18 horsepower. With drum brakes on both the front and rear, it features a dual-wheel combined braking system, ensuring safety.
- Royal Enfield Scram 411:
A captivating addition to the list, the Royal Enfield Scram 411 caters to Indian adventurers. A 334cc BS6 engine delivers 24.3 bhp and 32 Nm of torque. Featuring anti-locking brakes, disc brakes, and a luggage rack, it is well-suited for those who enjoy the retro and adventurous style.
Insurance Tips:
Compare Policies: Visit the website of your provider to compare motor insurance products and select two-wheeler insurance online. Utilize the free bike insurance premium calculator for a more accurate premium estimate. Make sure you do the process of bike insurance renewal on time. Claims are subject to terms and conditions set forth under the motor insurance policy.
Comprehensive Coverage: Opt for comprehensive bike insurance to ensure coverage for vehicle damage from collisions. Claims are subject to terms and conditions set forth under the motor insurance policy.
Legal Compliance: Ensure your insurance policy complies with legal requirements and provides adequate coverage.
* Standard T&C Apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
